The Mutual Assistance Plan is a service established by New Zealand Golf to serve the interests of golf clubs and their members throughout New Zealand.

MAP compensates golfers for damage to golf equipment that is outside the scope of cover provided by household or personal effects insurance.

THE FOLLOWING AREAS OF COVER ARE PROVIDED UNDER MAP:

1. All Risks (subject to the specified exclusions and limitations on Golfing Equipment); and
2. Public or Third Party Liability (as detailed in the insurance policy document of the Insurer
supporting MAP).

 
Claim Forms

> MAP Claim Form - All Risks
> MAP Claim Form - Public Liability

Copies of the insurance policy document relating to MAP are available from New Zealand Golf upon request. AON New Zealand is currently the contracted company providing claims administration under MAP.
 

How Does Map Work?

• MAP is designed to pay for loss or damage to golf equipment not covered by household or personal insurance, including any claims excess on such insurance covers.
• Your golf club is charged $4.53 (excl GST) per golf club member to subscribe to MAP. This levy is charged as an addition to the standard New Zealand Golf levy.
• MAP membership is effective for a calendar year, ie. from 1 January each year.
• Claims are first made with the golfer’s own insurance company. The excess or any uninsured loss is claimed back through MAP.
• Claim forms are distributed by New Zealand Golf to participating Clubs, and also available online from the New Zealand Golf website.
• Claims must be made within 3 months of the event. Claims made later than 3 months
after the event are not able to be accepted.
• New Zealand Golf maintains a record of all claims including the Club and Club member.

Some insurance policies have high excesses, therefore being able to claim most of this back through MAP is a real advantage. As an example: if an excess is $100, the member will only pay $4.53 pa to belong to MAP as part of their levies and the first $15 of the claim, therefore receiving $79.90 out of $100 back. If the excess is higher, the benefit is greater.

There are not many schemes available that offer reimbursement of the excess from insurance claims. Additionally very few household or personal insurance policies provide cover on sporting goods for damage whilst in use.

For more details on the MAP scheme please contact simonthorne@nzgolf.org.nz